Risk Advisory Insurers

We support with the design and implementation of risk measurement, management and governance. Our specialization is in risk management of life and non-life (re)insurance portfolios with a focus on investment, actuarial and mismatch risk (ALM).

Insurers are facing increasing complexity of financial regulations and strong competition in the marketplace. With Solvency II coming into force, the ability to effectively mitigate risk while maintaining a clear strategic vision is a key condition for a strong and resilient organization. We enable insurers to achieve both regulatory compliance and strategic risk goals, by offering support from strategy to implementation.

Risk strategy

Policy & Governance: We offer support with the identification of risks, formulating a risk strategy, risk governance and developing risk policies, such as an investment policy or an ALM policy.
Regulatory Compliance: With extensive knowledge of insurance industry regulations (including Solvency II, IFRS4 and IFRS9) we advise client on anticipating and reacting to regulatory requirements, in order to meet the demands and expectations of regulators and stakeholders.
Balance Sheet Management: We advise on balance sheet management activities including asset and liability management (ALM), liquidity risk management, capital management and hedging activities.

Risk modelling

Risk Methodology: We help clients with defining an appropriate methodology for the assessment and mitigation of risks, including credit, market, liquidity, foreign exchange and commodity risk. Our methodologies are aligned with both regulatory requirements as well as ‘best practice’ methods.
Risk Modelling: We offer analytical support and in-depth experience with financial models and quantitative methods, e.g. ratings modelling, embedded value, Analysis of Change (AoC) models, VaR/ES estimations, model risk quantification, stress testing and scenario analysis.