Loan Pricing

When do you need advice on loan pricing?

• Your institution is facing a refinancing program and would like to understand the multiple drivers of and dynamics in pricing of credit facilities.
• Understanding the dynamics of loan pricing allows for negotiating an appropriate and fair pricing of credit facilities, whether offered by banks, bond markets or other lenders.
• Tax authorities require corporates’ in-house financial centers to price intercompany loans at arms-length-basis, while applying a risk sensitive approach.
• Corporations would like to offer longer payment terms to clients, based on fair pricing in line with market conditions.
• Creditors might offer extended payment terms, but you may need to find out whether the pricing thereof is attractive enough.
• Business cases of especially large (infrastructural) projects require adequate interest rates (reflecting current market conditions) in calculations.

Services to support transparent loan pricing

• Setting pricing of a wide variety of loan instruments, from collateralized to subordinated credit structures
• Setting pricing for multiple clients such as financial institutions, corporates and SMEs.
• Our loan pricing reports are presented in a clear format, based on distinct key risk profiles and making the drivers of loan pricing transparent.
• Development of IFRS-compliant loan pricing policies and tools for international treasury centers.
• Our loan pricing policies and tools are based on principles common in the international banking sector.
• With our pricing techniques we provide insight in different markets, such as the EUR bond market, EUR bank market as well as alternatives like crowd funding.
• Our rating reports and loan pricing reports are complementary.