Loan Pricing

Loan Pricing

We advise organizations on determining pricing for loans according to market conditions.

When do you need advice on loan pricing?

  • Your institution is facing a refinancing program and would like to understand the multiple drivers of and dynamics in pricing of credit facilities.
  • Understanding the dynamics of loan pricing allows for negotiating an appropriate and fair pricing of credit facilities, whether offered by banks, bond markets or other lenders.
  • Tax authorities require corporates’ in-house financial centers to price intercompany loans at arms-length-basis, while applying a risk sensitive approach.
  • Corporations would like to offer longer payment terms to clients, based on fair pricing in line with market conditions.
  • Creditors might offer extended payment terms, but you may need to find out whether the pricing thereof is attractive enough.
  • Business cases of especially large (infrastructural) projects require adequate interest rates (reflecting current market conditions) in calculations.

Services to support transparent loan pricing

  • Setting pricing of a wide variety of loan instruments, from collateralized to subordinated credit structures
  • Setting pricing for multiple clients such as financial institutions, corporates and SMEs.
  • Our loan pricing reports are presented in a clear format, based on distinct key risk profiles and making the drivers of loan pricing transparent.
  • Development of IFRS-compliant loan pricing policies and tools for international treasury centers.
  • Our loan pricing policies and tools are based on principles common in the international banking sector.
  • With our pricing techniques we provide insight in different markets, such as the EUR bond market, EUR bank market as well as alternatives like crowd funding.
  • Our rating reports and loan pricing reports are complementary.

Interested in Loan Pricing?

Charles ZondagGerbert van Grootheest
Get in touch with Charles Zondag or Gerbert van Grootheest for more information about Loan Pricing.