Thanks to exponential technological developments, the world is becoming increasingly connected and accessible, in the broadest sense of the word. This is why running nearly any type of business has become more complex and requires a deeper expertise than ever before. Irrespective of its core business, companies need more expertise in the areas of finance, legal, tax, marketing, IT, as well as treasury and risk. This is all the more reason for Zanders to continuously develop new innovative services and solutions with which we can lend companies a helping hand.
Regulatory developments are changing the shape of the European financial landscape – so to what extent will this create a level playing field for banks and insurers in the Dutch residential mortgage market? This article discusses how consistent the credit risk capital requirements under Basel III and Solvency II are for residential mortgages.